PIEDMONT SR22 INSURANCE
Piedmont SR-22 insurance refers to an auto insurance policy that includes an SR-22 filing in Piedmont, SC. An SR-22 is a certificate of financial responsibility that is often required by the state when certain driving violations occur or when a driver’s license has been suspended or revoked.
What is the Purpose?
The purpose of an SR-22 filing is to demonstrate that you are financially responsible and capable of covering any damages or injuries you may cause while driving. It helps ensure that you have the required minimum liability insurance coverage as mandated by South Carolina law.
Experienced
Piedmont SR-22 insurance policies are specifically tailored to meet the SR-22 filing requirement. These policies typically include the necessary liability coverage mandated by the state, and the insurance company will file the SR-22 certificate on your behalf to the appropriate authorities. We can guide you in the right direction.
PIEDMONT SR22 INSURANCE
If you need SR-22 insurance in Piedmont, SC, you can consider the following options for insurance providers that may offer SR-22 policies:
- National Insurance Providers: Companies like GEICO, Progressive, State Farm, Allstate, and Nationwide are known to offer SR-22 insurance policies. These large insurance companies often operate nationwide and may provide coverage in Piedmont, SC.
- Local and Regional Insurance Companies: There may be local or regional insurance companies in the Piedmont area that specialize in providing auto insurance, including SR-22 coverage. These companies may have a better understanding of the specific requirements and regulations in South Carolina.
- Independent Insurance Agents: Independent insurance agents or brokers can be valuable resources as they work with multiple insurance companies. They can shop around on your behalf and help you find the best SR-22 insurance policy options available in Piedmont, SC.
When searching for SR-22 insurance providers in Piedmont, it’s important to contact each company directly to inquire about their services and obtain accurate quotes.
Insurance availability and policy options can vary based on factors such as your driving history, the reason for needing an SR-22 filing, and other individual circumstances.
Reach out to multiple insurance providers to compare quotes and coverage options. This will help you find the most suitable and affordable SR-22 insurance policy for your specific needs in the Piedmont area.
| Progressive Insurance | $87 |
| National General | $100 |
| Dairyland | $106 |
| The General | $110 |
| Mendota Ins. Company | $113 |
| AssuranceAmerica | $115 |
| USAA | $116 |
| Bristol West | $125 |
| Geico | $125 |
| Acceptance RTR | $139 |
| Farmers | $139 |
| American Family | $145 |
| State Auto | $149 |
| 21st Century | $152 |
| Liberty Mutual | $154 |
SR22 REQUIRED FILING FEE
| Company | Average (SR22 Fee) |
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
How to get Cheap Piedmont SR22 Insurance
To find affordable Piedmont SR-22 insurance, you can consider the following tips:
- Shop Around and Compare Quotes: Obtain quotes from multiple insurance providers in Piedmont, SC. Each company may have different rates and coverage options, so comparing quotes allows you to find the most competitive and cost-effective SR-22 insurance policy.
- Maintain a Clean Driving Record: Your driving history can impact insurance rates. By maintaining a clean driving record going forward, you may be eligible for better insurance rates over time. Avoid traffic violations, accidents, and any activities that could result in an increase in insurance premiums.
- Consider Higher Deductibles: Opting for higher deductibles on your SR-22 insurance policy can help lower your premiums. However, ensure you can comfortably afford the deductible amount in case you need to make a claim.
- Look for Discounts: Inquire about any available discounts that insurance companies offer. Some common discounts include safe driver discounts, multi-policy discounts (if you bundle SR-22 insurance with other policies), or discounts for completing defensive driving courses.
- Improve Your Credit Score: In some states, including South Carolina, insurance companies may consider your credit score when determining premiums. Improving your credit score over time can potentially lead to lower insurance rates.
- Consider Non-Owner SR-22 Insurance: If you don’t own a vehicle but still need SR-22 insurance, you can explore non-owner SR-22 insurance policies. These policies are typically cheaper than standard auto insurance since they cover liability when you drive vehicles that you don’t own.
- Work with an Independent Insurance Agent: Independent insurance agents have access to multiple insurance companies and can help you find the most affordable SR-22 insurance policy in Piedmont, SC. They can shop around on your behalf and provide you with options that fit your needs and budget.
Remember, while cost is important, it’s equally crucial to ensure that the SR-22 insurance policy you choose meets the minimum liability coverage requirements set by the state of South Carolina. Balance affordability with adequate coverage to protect yourself and meet legal requirements.
| Impact on rates | Discounts Available |
| Mild | Multi Vehicle |
| Mild | Education Discount |
| Very High | Continuous Insurance |
| Mild | Married |
| High | Auto Pay |
| High | Advanced Quote |
| Mild | Homeowners |
| High | No Accidents or Violations |
| Mild | Paperless Discount |
PIEDMONT SR22 INSURANCE WITHOUT A VEHICLE?
If you need SR-22 insurance in Piedmont, SC but do not own a vehicle, you can consider obtaining non-owner SR-22 insurance. Non-owner SR-22 insurance is designed for individuals who need to maintain SR-22 coverage but don’t own a car.
Here’s how you can obtain non-owner SR-22 insurance in Piedmont:
- Research Insurance Providers: Look for insurance companies or agents that offer non-owner SR-22 insurance in the Piedmont area. You can search online or ask for recommendations from friends, family, or local insurance agents.
- Contact Insurance Providers: Reach out to the insurance companies you have identified and inquire about their non-owner SR-22 insurance policies. Make sure to specifically mention that you need non-owner coverage.
- Provide Necessary Information: When contacting the insurance companies, be prepared to provide information such as your driver’s license number, details of any driving violations or suspensions, and any other required information to obtain a non-owner SR-22 policy.
- Compare Quotes: Collect quotes from different insurance providers to compare prices and coverage options. This will help you find the most affordable non-owner SR-22 insurance policy for your needs.
- Evaluate Coverage: Ensure that the non-owner SR-22 insurance policy meets the minimum liability coverage requirements set by the state of South Carolina. The policy should provide the necessary coverage to satisfy the SR-22 filing requirement.
Non-owner SR-22 insurance policies typically provide liability coverage when you drive a vehicle that you do not own. They may also offer additional coverage options, such as medical payments or uninsured/underinsured motorist coverage.
It’s important to note that non-owner SR-22 insurance policies do not provide coverage for vehicles you own or regularly use. If you do end up acquiring a vehicle in the future, you may need to switch to a standard auto insurance policy that includes SR-22 filing.
When obtaining non-owner SR-22 insurance, it’s crucial to work with an insurance provider who understands the specific requirements for SR-22 filings and can assist you in obtaining the appropriate coverage.
They will help ensure that your policy meets the minimum liability insurance requirements set by the state of South Carolina and satisfies the SR-22 filing obligations in Piedmont.
| NON-OWNER CARRIERS | LIABILITY ONLY |
| Dairyland | $72 |
| Progressive Insurance | $112 |
| The General | $121 |
| Mendota Ins. Company | $133 |
| Bristol West | $164 |
| Geico | $173 |
| Acceptance RTR | $215 |
| State Farm | $221 |
| Allstate | $227 |
OTHER HELPFUL LINKS
| GREENVILLE SR22 | SIMPSONVILLE SR22 |
| FOUNTAIN INN SR22 | FIVE FORKS SR22 |
| PIEDMONT SR22 | EASLEY SR22 |
| SPARTANBURG SR22 | CHARLESTON SR22 |
| COLUMBIA SR22 | MOUNT PLEASANT |
| ROCKHILL SR22 | SUMMERVILLE SR22 |
| Average Cost for sr22 Insurance Liability Only in South Carolina | |
| City | Price |
| Union | $92.00 |
| Ladson | $98.00 |
| Goose Creek | $98.00 |
| Mount Pleasant | $89.00 |
| Lugoff | $90.00 |
| James Island | $90.00 |
| Columbia | $90.00 |
| Oak Grove | $99.00 |
| Bennettsville | $86.00 |
| Seven Oaks | $105.00 |
| Bluffton | $89.00 |
| York | $100.00 |
| Lexington | $100.00 |
| Clinton | $89.00 |
| Sangaree | $98.00 |
| Dentsville | $101.00 |
| Summerville | $87.00 |
| Irmo | $95.00 |
| Gaffney | $91.00 |
| Newberry | $106.00 |
| Conway | $107.00 |
| Woodfield | $96.00 |
| Parker | $103.00 |
| Fountain Inn | $98.00 |
| Charleston | $94.00 |
| Little River | $98.00 |
| Burton | $97.00 |
| Fort Mill | $102.00 |
| Red Hill | $92.00 |
| North Myrtle Beach | $105.00 |
| West Columbia | $103.00 |
| Boiling Springs | $86.00 |
| Rock Hill | $103.00 |
| Cayce | $90.00 |
| Aiken | $109.00 |
| Berea | $104.00 |
| Greer | $91.00 |
| Orangeburg | $105.00 |
| Red Bank | $94.00 |
| Anderson | $99.00 |
| Sans Souci | $86.00 |
| Tega Cay and Forest Acres | $89.00 |
| Clemson | $87.00 |
| Seneca | $87.00 |
| Five Forks | $97.00 |
| Beaufort | $92.00 |
| Powdersville | $101.00 |
| North Augusta | $107.00 |
| Florence | $104.00 |
| Murrells Inlet | $98.00 |
| Hilton Head Island | $101.00 |
| Greenville | $98.00 |
| Laurens | $110.00 |
| Port Royal | $105.00 |
| Hanahan | $99.00 |
| Greenwood | $100.00 |
| Sumter | $93.00 |
| Socastee | $96.00 |
| Hartsville | $101.00 |
| Moncks Corner | $99.00 |
| St. Andrews | $98.00 |
| Taylors | $107.00 |
| Lancaster | $109.00 |
| Lake Wylie | $110.00 |
| Garden City | $97.00 |
| Gantt | $102.00 |
| Simpsonville | $91.00 |