FOUNTAIN INN SR22 INSURANCE
Fountain Inn SR-22 insurance refers to an auto insurance policy that includes an SR-22 filing in Fountain Inn, SC. An SR-22 is a certificate of financial responsibility that is often required by the state when certain driving violations occur, such as driving under the influence (DUI) or driving without insurance.
A FILING? NOT AN INSURANCE?
When you are required to obtain an SR-22 filing, it means that you need to provide proof of financial responsibility to the state of South Carolina. The SR-22 certificate is typically issued by an insurance company, which verifies that you have the minimum liability insurance coverage required by the state.
HOW WE CAN HELP
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HOW TO GET FOUNTAIN INN SR22 INSURANCE?
If you need SR-22 insurance in Fountain Inn, SC, there are several steps you can take to find insurance providers that offer SR-22 policies in that area:
- Research insurance providers: Begin by researching insurance companies that operate in Fountain Inn, SC. You can search online or ask for recommendations from friends, family, or local insurance agents.
- Contact insurance companies: Reach out to the insurance providers you have identified and inquire about their SR-22 insurance offerings. Make sure to mention that you specifically require an SR-22 filing.
- Provide necessary information: When contacting the insurance companies, be prepared to provide information such as your driver’s license number, details of any violations or suspensions, and any other required information to obtain an SR-22 policy.
- Compare quotes: Collect quotes from different insurance providers to compare prices and coverage options. This will help you find the most affordable and suitable policy for your needs.
- Evaluate coverage: Make sure that the insurance policy meets the minimum liability coverage requirements set by the state of South Carolina for an SR-22 filing.
It’s important to note that SR-22 insurance policies may be more expensive than regular insurance due to the additional filing requirement. However, by comparing quotes and exploring different insurance providers, you can find the best option for your specific situation in Fountain Inn, SC.
| CARRIER | LOW END | HIGH END |
| Dairyland | $110.00 | $180.00 |
| The General | $90.00 | $145.00 |
| Progressive Insurance | $110.00 | $180.00 |
| Bristol West | $100.00 | $145.00 |
| Mendota Ins. Company | $110.00 | $180.00 |
| AssuranceAmerica | $110.00 | $180.00 |
| National General | $110.00 | $180.00 |
| Safeco | $110.00 | $180.00 |
| State Auto | $90.00 | $145.00 |
| USAA | $70.00 | $120.00 |
| Acceptance RTR | $110.00 | $180.00 |
| Geico | $95.00 | $120.00 |
| 21st Century | $85.00 | $115.00 |
| Farmers | $110.00 | $200.00 |
| Nationwide | $90.00 | $110.00 |
| Allstate | $90.00 | $110.00 |
| American Family | $105.00 | $160.00 |
| Liberty Mutual | $100.00 | $155.00 |
| Travelers | $90.00 | $115.00 |
| State Farm | $110.00 | $200.00 |
| GAINSCO | $110.00 | $200.00 |
How to get Cheap Fountain Inn SR22 Insurance?
To find affordable SR-22 insurance in Fountain Inn, SC, you can follow these tips to help you get the best possible rates:
- Shop around and compare quotes: Contact multiple insurance providers and request quotes specifically for SR-22 insurance. Compare the rates and coverage options to find the most affordable policy for your needs. Consider both local insurance agencies and online insurance companies.
- Maintain a clean driving record: Your driving history has a significant impact on insurance rates. By maintaining a clean driving record going forward, you can demonstrate responsible driving behavior and potentially qualify for lower premiums over time.
- Consider increasing deductibles: Opting for a higher deductible on your SR-22 insurance policy can lower your premium. However, make sure you can comfortably afford the deductible amount in case of an accident or claim.
- Bundle insurance policies: If you have other insurance needs, such as renter’s insurance or homeowner’s insurance, consider bundling these policies with your SR-22 insurance. Many insurance companies offer discounts for bundling multiple policies.
- Ask about discounts: Inquire about any available discounts for which you may qualify. Some common discounts include safe driver discounts, multi-car discounts, or discounts for completing defensive driving courses.
- Improve your credit score: In some states, including South Carolina, insurance companies may use credit scores to determine insurance rates. By improving your credit score, you may be eligible for lower premiums.
- Seek assistance from an insurance agent: Working with an experienced insurance agent who specializes in SR-22 insurance can help you navigate the process and find the most affordable options for your specific situation.
Remember, while it’s important to find affordable SR-22 insurance, make sure the policy still meets the minimum liability coverage requirements set by the state of South Carolina.
| CARRIERS | LIABILITY ONLY |
| Dairyland | $82 |
| The General | $90 |
| Progressive Insurance | $95 |
| Bristol West | $97 |
| Mendota Ins. Company | $103 |
| AssuranceAmerica | $108 |
| National General | $109 |
| Safeco | $114 |
| State Auto | $120 |
| USAA | $124 |
| Acceptance RTR | $127 |
| Geico | $127 |
| 21st Century | $140 |
| Farmers | $147 |
| Nationwide | $156 |
SR22 FILING FEE
| Company | Average (SR22 Fee) |
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
WHY DO I NEED A FOUNTAIN INN SR22 INSURANCE POLICY?
You may need a Fountain Inn SR-22 insurance policy for several reasons. The most common reasons for requiring an SR-22 filing include:
- Driving Under the Influence (DUI): If you have been convicted of driving under the influence of alcohol or drugs, the state of South Carolina may require you to obtain an SR-22 filing as part of the process to reinstate your driver’s license.
- Serious Traffic Violations: Certain serious traffic violations, such as reckless driving or driving without insurance, can lead to a mandatory SR-22 filing. If you have been convicted of these offenses or accumulated a significant number of traffic violations, the state may require an SR-22 filing as a condition of maintaining or reinstating your driving privileges.
- License Suspension or Revocation: If your driver’s license has been suspended or revoked due to various reasons, including unpaid traffic tickets, excessive points on your driving record, or failure to maintain proper insurance coverage, you will likely need to obtain an SR-22 filing to reinstate your license.
The purpose of an SR-22 filing is to provide proof of financial responsibility to the state. It demonstrates that you have obtained the required minimum liability insurance coverage as mandated by South Carolina law. The SR-22 filing helps to ensure that you are financially responsible and capable of covering any damages or injuries you may cause while driving.
It’s important to note that an SR-22 filing is typically required for a specified period, which varies depending on the offense and the state’s requirements. During this time, you must maintain continuous insurance coverage and keep the SR-22 filing active to avoid any further penalties or potential license suspensions.
If you are unsure whether you need an SR-22 filing or for how long you are required to maintain it, it’s best to contact the South Carolina Department of Motor Vehicles (DMV) or consult with an insurance professional who can provide guidance based on your specific circumstances.
| 1 | Driving while Suspended/revocation |
| 2 | Multiple Traffic Offenses |
| 3 | Excessive points violations |
| 4 | Failure to maintain mandatory insurance coverage required by state law |
| 5 | Previous incarceration |
| 6 | Too many tickets in short period of time |
| 7 | DUI (Driving under the influence of Drugs or Alcohol) |
| 8 | License suspension for failure to pay fines |
| 9 | At Fault accident with no insurance |
| 10 | Suspension of license due to child support |
| 11 | DWI (Driving while intoxicated) |
IMPACT TIME
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
| At Fault Accident | Major | 5 Years |
| Driving without a License | Major | 3 Years |
| No Proof of insurance | Non Moving | NA* |
| Failure to maintain Clear Distance (tailgating | Minor | 3 Years |
| Reckless Driving | Major | 5 Years |
| Crossing over a Center Divider | Minor | 3 Years |
| Non-At-Fault Acccident | Minor | NA* |
| Failure to Yeld | Minor | 3 Years |
| Running a Traffic Light or Stop Sign | Minor | 3 Years |
| Expired Tags | Non Moving | NA* |
| Speeding | Minor | 3 Years |
| DUI | Major | 10 Years |
NEED FOUNTAIN INN SR22 BUT NO CAR?
If you need an SR-22 filing in Fountain Inn, SC, but you don’t own a car, you can still obtain a non-owner SR-22 insurance policy. Non-owner SR-22 insurance is designed for individuals who don’t own a vehicle but still need to meet the state’s SR-22 requirements.
Here’s what you can do to get a non-owner SR-22 policy in Fountain Inn:
- Research insurance providers: Look for insurance companies that offer non-owner SR-22 policies in Fountain Inn, SC. You can search online or ask for recommendations from friends, family, or local insurance agents.
- Contact insurance providers: Reach out to the insurance companies you have identified and inquire about their non-owner SR-22 insurance options. Make sure to mention that you don’t own a car but need an SR-22 filing.
- Provide necessary information: When contacting the insurance companies, be prepared to provide information such as your driver’s license number, details of any violations or suspensions, and any other required information to obtain an SR-22 policy.
- Compare quotes: Collect quotes from different insurance providers to compare prices and coverage options. This will help you find the most affordable and suitable non-owner SR-22 policy for your needs.
- Complete the application process: Once you have chosen an insurance provider, you will need to complete the application process. This may involve providing additional information and payment for the policy.
By following these steps and working with insurance providers who specialize in non-owner SR-22 insurance, you should be able to obtain the required coverage even if you don’t own a car in Fountain Inn, SC.
| CARRIER NON-OWNERS | STATE MIN |
| Dairyland | $100 |
| Progressive Insurance | $104 |
| The General | $116 |
| Bristol West | $145 |
| Mendota Ins. Company | $147 |
| Geico | $166 |
| Acceptance RTR | $208 |
| State Farm | $223 |
| Allstate | $232 |
OTHER HELPFUL LINKS
| GREENVILLE SR22 | SIMPSONVILLE SR22 |
| FOUNTAIN INN SR22 | FIVE FORKS SR22 |
| PIEDMONT SR22 | EASLEY SR22 |
| SPARTANBURG SR22 | CHARLESTON SR22 |
| COLUMBIA SR22 | MOUNT PLEASANT |
| ROCKHILL SR22 | SUMMERVILLE SR22 |
