FORT COLLINS SR22 INSURANCE
SR22 is a document that is required by the state of Colorado for drivers who have been convicted of certain traffic offenses or have their driver’s license suspended or revoked. It’s a way for the state to ensure that high-risk drivers have the necessary liability insurance coverage.
Quality Results
For just $25.00 for the filing fee plus an insurance plan that works for you, we can get your SR22 filed and your license reinstated.
Experienced
Our team is experienced in SR22 and can get you the right coverage, FAST! * minutes or less for a liability only quote.
FORT COLLINS SR22 INSURANCE – WHAT IS IT?
An SR22 filing is not an insurance policy itself, but rather a form that your insurance company files with the state on your behalf to prove that you have the required insurance coverage. This filing is often required for a specified period, usually three years, depending on the offense.
To obtain Fort Collins SR22 insurance, you’ll need to contact an insurance company or an insurance agent licensed to operate in Fort Collins.
STEPS TO GETTING FORT COLLINS SR22 INSURANCE:
Start with the State Minimum Coverage:
| STATE | REQUIRED LIABILITY |
| Colorado | 25/50/15 |
THEN YOU HAVE TO PAY THE FILING FEE:
| Company Additional Fees for SR22 In Fort Collins | |
| The General | $25.00 |
| Bristol West | $25.00 |
| Assurance America | NA |
| Geico | $25.00 |
| Dairyland | Free |
| Farmers | $15-$31 |
| Liberty Mutual | $15-$25 |
| National General | $25.00 |
| Mendota Ins. Company | $25.00 |
| Progressive Insurance | $25.00 |
It’s important to note that SR22 insurance typically comes with higher premiums compared to standard auto insurance due to the increased risk associated with the driver.
YOU MUST PURCHASE A POLICY AND MAINTAIN IT:
| CARRIERS | 1 VIOLATION | MULTIPLE VIOLATIONS |
| Geico | $185.00 | $250.00 |
| Bristol West | $185.00 | $250.00 |
| Nationwide | $185.00 | $250.00 |
| The General | $185.00 | $250.00 |
| 21st Century | $185.00 | $250.00 |
| AssuranceAmerica | $185.00 | $250.00 |
| Dairyland | $185.00 | $250.00 |
| GAINSCO | $185.00 | $250.00 |
| Progressive Insurance | $185.00 | $250.00 |
| Acceptance RTR | $150.00 | $200.00 |
| Mendota Ins. Company | $150.00 | $200.00 |
| American Family | $150.00 | $200.00 |
| National General | $150.00 | $200.00 |
| Farmers | $150.00 | $200.00 |
| Allstate | $150.00 | $200.00 |
| State Farm | $145.00 | $185.00 |
| Safeco | $155.00 | $190.00 |
| Liberty Mutual | $155.00 | $190.00 |
| State Auto | $155.00 | $190.00 |
| Travelers | $155.00 | $190.00 |
| USAA | $155.00 | $190.00 |
The specific cost of your SR22 insurance will depend on various factors, including your driving history, the type of offense committed, and the insurance company you choose.
When looking for Fort Collins SR22 insurance, it’s recommended to shop around and compare quotes from different insurance providers to find the best coverage and rates that suit your needs.
Why do I need Fort Collins SR22 Insurance?
You may need Fort Collins SR22 insurance if you have been convicted of certain traffic offenses or if your driver’s license has been suspended or revoked by the state of Colorado. The SR22 requirement is imposed by the Colorado Division of Motor Vehicles (DMV) as a way to ensure that high-risk drivers maintain the necessary liability insurance coverage.
Here are some common reasons why you might need SR22 insurance:
- DUI or DWAI conviction: If you have been convicted of driving under the influence (DUI) or driving while ability impaired (DWAI) in Colorado, you will likely be required to obtain SR22 insurance.
- Reckless driving: If you have been convicted of reckless driving, which typically involves driving with willful or wanton disregard for the safety of others, you may be required to have SR22 insurance.
- Driving without insurance: If you were caught driving without insurance, and your license was subsequently suspended or revoked, you will likely need to obtain SR22 insurance to reinstate your driving privileges.
- Accumulation of points: If you have accumulated a significant number of points on your driving record due to traffic violations, the DMV may require you to maintain SR22 insurance.
It’s important to note that the specific circumstances and requirements for SR22 insurance can vary depending on your individual situation and the decision of the DMV. If you’re unsure whether you need SR22 insurance, it’s best to contact the Colorado DMV or consult with an insurance agent who can provide guidance based on your specific case.
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
| Non-At-Fault Acccident | Minor | NA* |
| Parking | Non Moving | NA* |
| Using a Cell Phone with Driving | Minor | 3 Years |
| DUI | Major | 10 Years |
| Expired Tags | Non Moving | NA* |
| At Fault Accident | Major | 5 Years |
| Failure Maintain Clear Distance (tailgating | Minor | 3 Years |
| Reckless Driving | Major | 5 Years |
| Crossing over a Center Divider | Minor | 3 Years |
| No Proof of insurance | Non Moving | NA* |
| Failure to Yeld | Minor | 3 Years |
| Improper Lane use | Minor | 3 Years |
DUI AND FORT COLLINS SR22 INSURANCE
If you have been convicted of a DUI (Driving Under the Influence) in Fort Collins, Colorado, you will likely be required to obtain SR22 insurance.
SR22 insurance is a type of high-risk auto insurance that includes an SR22 filing, which is a document filed by your insurance company with the state to prove that you have the required liability insurance coverage.
After a DUI conviction, the Colorado Division of Motor Vehicles (DMV) typically requires individuals to maintain SR22 insurance for a specified period, which is usually three years. During this time, you must keep your SR22 insurance policy active and ensure that your insurance company continues to file the SR22 form with the DMV.
DUI convictions are considered serious offenses, and they significantly impact your insurance rates.
You can expect to pay higher premiums for SR22 insurance compared to standard auto insurance due to the increased risk associated with DUI convictions.
When obtaining Fort Collins SR22 insurance after a DUI, it’s essential to work with an insurance company or agent that specializes in high-risk coverage. They can guide you through the process, help you meet the SR22 filing requirements, and find an insurance policy that meets the state’s mandated minimum coverage levels.
Remember that driving without the required SR22 insurance while it’s mandated by the DMV can lead to further legal consequences and may extend the duration of your SR22 filing requirement. Therefore, it’s crucial to maintain continuous SR22 insurance coverage throughout the mandated period to comply with the state’s requirements and reinstate your driving privileges.
| CARRIER | DUI VIOLATION LIABILITY ONLY |
| Nationwide | $154 |
| The General | $159 |
| Progressive Insurance | $163 |
| GAINSCO | $167 |
| Mendota Ins. Company | $170 |
| Dairyland | $173 |
| AssuranceAmerica | $174 |
| National General | $175 |
| Bristol West | $177 |
| Acceptance RTR | $181 |
| 21st Century | $185 |
| State Auto | $189 |
| Allstate | $191 |
| Geico | $200 |
| USAA | $203 |
WE WORK WITH PROGRESSIVE!
Progressive Insurance is one of the well-known insurance companies in the United States, offering a wide range of insurance products, including auto insurance. If you require Fort Collins SR22 insurance, it’s worth considering Progressive Insurance as an option for obtaining the necessary coverage.
Progressive Insurance can provide SR22 insurance policies for individuals who have been convicted of DUI, reckless driving, driving without insurance, or other high-risk driving offenses that require an SR22 filing.
However, it’s important to note that not all insurance companies offer SR22 filings, Progressive can and will file your SR22. Even out of State filings!
To obtain Fort Collins SR22 insurance from Progressive or any other insurance company, give us a call and we can work you get you covered. We will guide you through the process, gather the necessary information, and help you obtain the required SR22 filing to meet Colorado’s DMV requirements.
When seeking SR22 insurance, it’s beneficial to compare quotes from multiple insurance companies, including Progressive, to find the coverage that best fits your needs at a competitive price. Each insurance company may have different rates and guidelines, so it’s worth shopping around to ensure you’re getting the best possible deal.
Remember, SR22 insurance typically comes with higher premiums due to the increased risk associated with your driving history. It’s important to maintain continuous coverage and comply with the SR22 filing requirements for the mandated period to fulfill the state’s obligations and reinstate your driving privileges.
| PROGRESSIVE INSURANCE DISCOUNTS |
| Auto Pay |
| Continuous Insurance |
| Multi Vehicle |
| Homeowners |
| Education Discount |
| No Accidents or Violations |
| Military |
| Paperless Discount |
| Multi Policy |
| Advanced Quote |
| Paid in Full |
| Married |
OTHER HELPFUL LINKS
| DENVER, CO SR22 INSURANCE | AURORA, CO SR22 INSURANCE |
| COLORADO SPRINGS, CO SR22 INSURANCE | PUEBLO, CO SR22 INSURANCE |
| BOULDER, CO SR22 INSURANCE | COLORADO STATE SR22 INSURANCE |
COST IN OTHER CITIES FOR COMPARISON
| Average Cost for SR22 Insurance Liability Only in Colorado | |
| City | Price |
| Alamosa | $86.00 |
| Montrose | $110.00 |
| Redlands | $101.00 |
| Greenwood Village | $88.00 |
| Craig | $98.00 |
| Clifton | $104.00 |
| Northglenn | $97.00 |
| The Pinery | $110.00 |
| Longmont | $95.00 |
| Greeley | $86.00 |
| Rifle | $107.00 |
| Pueblo | $92.00 |
| Aurora | $97.00 |
| Windsor | $102.00 |
| Steamboat Springs | $103.00 |
| Loveland | $87.00 |
| Sterling | $93.00 |
| Evans | $96.00 |
| Denver | $101.00 |
| Highlands Ranch | $108.00 |
| Fountain | $107.00 |
| Black Forest | $99.00 |
| Superior | $110.00 |
| Delta | $104.00 |
| Durango | $91.00 |
| Dakota Ridge | $99.00 |
| Colorado Springs | $89.00 |
| Wellington | $109.00 |
| Frederick | $94.00 |
| Cañon City | $90.00 |
| Edwards | $91.00 |
| Gunbarrel | $92.00 |
| Broomfield | $95.00 |
| Wheat Ridge | $91.00 |
| Castle Rock | $93.00 |
| Roxborough Park | $106.00 |
| Pueblo West | $87.00 |
| Stonegate | $95.00 |
| Fort Morgan | $96.00 |
| Westminster | $94.00 |
| Brighton | $93.00 |
| Johnstown | $109.00 |
| Littleton | $107.00 |
| Louisville | $98.00 |
| Lone Tree | $94.00 |
| Welby | $93.00 |
| Castle Pines | $99.00 |
| Parker | $108.00 |
