FIVE FORKS SR22 INSURANCE
Five Forks SR-22 insurance refers to an auto insurance policy that includes an SR-22 filing in Five Forks, SC. An SR-22 is a certificate of financial responsibility that is often required by the state when certain driving violations occur or when a driver’s license has been suspended or revoked.
What is the purpose?
When you need an SR-22 filing in Five Forks, it means that you must provide proof of financial responsibility to the state of South Carolina. The SR-22 certificate is typically issued by an insurance company, which verifies that you have the minimum liability insurance coverage required by the state. This is needed to unsuspend a license.
How to get the SR22?
To obtain Five Forks SR-22 insurance, you can reach out to local insurance providers or agents who specialize in SR-22 filings. They will guide you through the process, help you understand the requirements, and provide you with the necessary coverage to meet the SR-22 filing obligations in Five Forks, SC.
WHAT IS FIVE FORKS SR22 INSURANCE?
If you need SR-22 insurance in Five Forks, SC, you can follow these steps to find insurance providers that offer SR-22 policies in the area:
- Research insurance providers: Begin by researching insurance companies that operate in Five Forks, SC. You can search online or ask for recommendations from friends, family, or local insurance agents.
- Contact insurance companies: Reach out to the insurance providers you have identified and inquire about their SR-22 insurance offerings. Make sure to mention that you specifically require an SR-22 filing.
- Provide necessary information: When contacting the insurance companies, be prepared to provide information such as your driver’s license number, details of any violations or suspensions, and any other required information to obtain an SR-22 policy.
- Compare quotes: Collect quotes from different insurance providers to compare prices and coverage options. This will help you find the most affordable policy for your needs.
- Evaluate coverage: Ensure that the insurance policy meets the minimum liability coverage requirements set by the state of South Carolina for an SR-22 filing.
It’s important to note that SR-22 insurance policies may be more expensive than regular insurance due to the additional filing requirement and associated driving violations. However, by comparing quotes and exploring different insurance providers, you can find the best option for your specific situation in Five Forks, SC.
Remember, an SR-22 filing is typically required for a specified period, and it’s crucial to maintain continuous insurance coverage during that time to avoid any further penalties or potential license suspensions.
| National General | $91 |
| Mendota Ins. Company | $93 |
| AssuranceAmerica | $98 |
| Progressive Insurance | $100 |
| The General | $100 |
| Geico | $102 |
| Bristol West | $107 |
| Dairyland | $112 |
| Travelers | $116 |
| Acceptance RTR | $118 |
| USAA | $119 |
| Safeco | $121 |
| Farmers | $132 |
| State Auto | $136 |
| 21st Century | $142 |
FILING FEE
| Company Additional Fees for SR22 In SOUTH CAROLINA | |
| National General | $25.00 |
| Acceptance RTR | $25.00 |
| Liberty Mutual | $15-$25 |
| Dairyland | Free |
| Allstate | Unknown |
| Farmers | $15-$65 |
| Safeco | na |
| Nationwide | na |
| 21st Century | na |
| Geico | $25.00 |
| The General | $25.00 |
| Bristol West | NA |
| American Family | na |
| State Auto | na |
| Travelers | na |
| AssuranceAmerica | $25.00 |
| Progressive Insurance | $25.00 |
| State Farm | Unknown |
| GAINSCO | $25.00 |
WHY WOULD SOMEONE NEED A FIVE FORKS SR22 INSURANCE
There are several reasons why someone might need Five Forks SR-22 insurance. The most common reasons include:
- Driving Under the Influence (DUI) or Driving While Intoxicated (DWI): If you have been convicted of DUI or DWI in Five Forks, SC, the state may require you to obtain an SR-22 filing as part of the process to reinstate your driver’s license. This is a way to demonstrate that you have the necessary insurance coverage to drive responsibly.
- Reckless Driving: Reckless driving offenses can also result in the requirement for an SR-22 filing. If you have been convicted of reckless driving in Five Forks, SC, the state may mandate an SR-22 filing to ensure that you maintain the appropriate insurance coverage.
- Accumulation of Points: If you have accumulated a significant number of points on your driving record due to various traffic violations, the state of South Carolina may require an SR-22 filing. This is often the case when you have a history of frequent or severe traffic infractions.
- Driving Without Insurance: If you have been caught driving without insurance coverage in Five Forks, SC, the state may require an SR-22 filing as a condition for reinstating your driving privileges. This is to ensure that you maintain the necessary liability insurance to protect yourself and others on the road.
- License Suspension or Revocation: If your driver’s license has been suspended or revoked for any reason, such as unpaid fines, failure to appear in court, or other infractions, the state may require an SR-22 filing before allowing you to reinstate your license.
The purpose of an SR-22 filing is to provide proof of financial responsibility to the state. It demonstrates that you have obtained the required minimum liability insurance coverage as mandated by South Carolina law. The SR-22 filing helps to ensure that you are financially responsible and capable of covering any damages or injuries you may cause while driving.
If you find yourself in a situation where you need an SR-22 filing in Five Forks, SC, it’s important to comply with the requirements and work with an insurance provider who specializes in SR-22 insurance.
They can guide you through the process and help you obtain the necessary coverage to meet the SR-22 filing obligations.
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
| Failure to Use Turn Signal | Minor | 3 Years |
| Driving without a License | Major | 3 Years |
| At Fault Accident | Major | 5 Years |
| DUI | Major | 10 Years |
| Parking | Non Moving | NA* |
| Reckless Driving | Major | 5 Years |
| Crossing over a Center Divider | Minor | 3 Years |
| Using a Cell Phone with Driving | Minor | 3 Years |
| Failure to Yeld | Minor | 3 Years |
| Non-At-Fault Acccident | Minor | NA* |
| No Proof of insurance | Non Moving | NA* |
| Speeding | Minor | 3 Years |
FIVE FORKS SR22 INSURANCE –STATE REQUIRED MINIMUM LIMITS FOR SC
In the state of South Carolina, the minimum liability insurance limits for SR-22 insurance, as required by the state, are as follows:
- Bodily Injury Liability Coverage:
- $25,000 per person injured in an accident
- $50,000 total coverage per accident if multiple people are injured
- Property Damage Liability Coverage:
- $25,000 for damage to another person’s property
These are the minimum limits set by the state of South Carolina for liability insurance coverage. When obtaining SR-22 insurance in Five Forks or any other location within South Carolina, it is important to ensure that your policy meets or exceeds these minimum limits.
It’s worth noting that while these are the minimum requirements, it may be advisable to consider higher coverage limits.
These limits might provide better protection in the event of a significant accident or damages that exceed the minimum coverage amounts. Additionally, insurance providers may offer higher coverage options that you can choose based on your needs and budget.
When obtaining SR-22 insurance in Five Forks, SC, it’s essential to work with an insurance provider who understands the specific requirements for SR-22 filings and can assist you in obtaining the appropriate coverage. They will help ensure that your policy meets the minimum liability insurance limits set by the state of South Carolina.
COMPANIES THAT OFFER FIVE FORKS INSURANCE SR22
While I don’t have access to real-time information or specific company data, I can provide you with some general information about insurance companies that may offer SR-22 insurance in the Five Forks area. Here are some options to consider:
- National Insurance Providers: Companies like GEICO, Progressive, State Farm, Allstate, and Nationwide are known to offer SR-22 insurance policies. These large insurance companies typically operate in various locations, including Five Forks.
- Local and Regional Insurance Companies: There may be local or regional insurance companies in the Five Forks area that specialize in providing auto insurance, including SR-22 coverage. These companies may have a better understanding of the specific requirements and regulations in South Carolina.
- Independent Insurance Agents: Independent insurance agents or brokers can be valuable resources as they work with multiple insurance companies. They can shop around on your behalf and help you find the best SR-22 insurance policy options available in Five Forks.
When looking for insurance providers that offer SR-22 insurance in Five Forks, SC, it’s important to contact each company directly to confirm their services and obtain accurate quotes.
Insurance availability and policy options can vary based on factors such as your driving history, the reason for needing an SR-22 filing, and other individual circumstances.
Consider reaching out to multiple insurance providers to compare quotes and coverage options. This will help you find the most suitable and affordable SR-22 insurance policy for your specific needs in the Five Forks area.
| Company | SR22 Offered |
| GAINSCO | yes |
| 21st Century | no |
| Safeco | no |
| National General | yes |
| Progressive Insurance | Yes |
| Dairyland | yes |
| Acceptance RTR | yes |
| Farmers | yes |
| USAA | NO |
| The General | yes |
| Travelers | no |
| Liberty Mutual | yes |
| Mendota Ins. Company | yes |
| AssuranceAmerica | yes |
| Nationwide | no |
| State Farm | unsure |
| Allstate | unsure |
| Geico | yes |
