GREENVILLE SR22 INSURANCE
Greenville SR22 insurance refers to an auto insurance policy that includes an SR22 filing in Greenville, South Carolina. SR22 is a certificate of financial responsibility that is required by the state for certain high-risk drivers. It is typically required for individuals who have been convicted of serious traffic violations, such as driving under the influence (DUI), driving without insurance, or multiple traffic offenses.
Is SR22 Insurance?
The SR22 filing is not an insurance policy itself but rather a document that is filed by your insurance company with the state to prove that you have the required minimum liability insurance coverage. It acts as a guarantee to the Department of Motor Vehicles (DMV) that you are maintaining continuous coverage.
Experienced
To obtain Greenville SR22 insurance, you will need to contact an insurance company or an independent insurance agent licensed in South Carolina like us! They can provide you with the necessary information and guidance to fulfill the SR22 requirements. It’s important to note that not all insurance companies offer SR22 filings, so you may need to shop around to find one that does.
GREENVILLE SR22 INSURANCE – Details you need to know!
When obtaining an SR22 policy, you will typically need to provide your personal information, driver’s license number, and details of your violation or conviction. The insurance company will then file the SR22 form on your behalf and provide you with a copy. The filing fee for an SR22 varies depending on the insurance company.
| Company | Average (SR22 Fee) |
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
It’s crucial to maintain continuous SR22 insurance coverage for the required period mandated by the state, which is usually a minimum of three years. Failure to maintain the SR22 filing can result in the suspension of your driving privileges.
If you cancel your insurance policy or let it lapse, the insurance company is obligated to notify the DMV, which may result in the suspension of your license.
It’s recommended to consult with an insurance professional who is familiar with SR22 requirements in Greenville, South Carolina, to ensure that you meet all the necessary obligations and fulfill the legal requirements.
| GREENVILLE SR22 CARRIERS | LIABILITY ONLY PRICE |
| Dairyland | $73 |
| The General | $93 |
| Progressive Insurance | $101 |
| Acceptance RTR | $102 |
| AssuranceAmerica | $104 |
| GAINSCO | $110 |
| Mendota Ins. Company | $110 |
| National General | $110 |
| State Farm | $112 |
| 21st Century | $118 |
| USAA | $123 |
| Allstate | $127 |
| Bristol West | $128 |
| Travelers | $135 |
| American Family | $136 |
GREENVILLE SR22 FOR CHEAP!
When searching for Greenville SR22 insurance at an affordable price, there are a few steps you can take to potentially find a policy that fits your budget:
- Shop around: Contact multiple insurance companies or independent agents in the Greenville area to get quotes for SR22 insurance. Prices can vary between providers, so comparing rates can help you find a more affordable option.
- Consider different coverage levels: While you must meet the minimum liability insurance requirements set by the state, you can choose higher deductibles or lower coverage limits to potentially lower your premium. However, be sure to balance affordability with adequate coverage for your needs.
- Look for discounts: Inquire about any available discounts that may help reduce your SR22 insurance costs. For example, some insurance companies offer discounts for safe driving records, bundling policies, or completing defensive driving courses.
- Improve your driving record: Maintaining a clean driving record over time can help you qualify for lower insurance rates. By driving responsibly and avoiding further violations or accidents, you may see reductions in your premiums when it’s time to renew your policy.
- Consider a non-standard insurance provider: If you have difficulty finding affordable SR22 insurance through traditional insurance companies, you can explore non-standard or high-risk insurance providers. These companies specialize in providing coverage to drivers with a history of violations or other high-risk factors.
Remember that SR22 insurance is typically more expensive than standard auto insurance due to the high-risk nature associated with the need for an SR22 filing.
However, by shopping around and exploring different options, you may be able to find an affordable policy that meets the SR22 requirements in Greenville, South Carolina.
| Impact on rates | Discounts Available |
| High | Auto Pay |
| Mild | Military |
| Very High | Continuous Insurance |
| High | Advanced Quote |
| Mild | Multi Vehicle |
| Mild | Married |
| High | No Accidents or Violations |
| High | Paid in Full |
| Mild | Education Discount |
Which companies offer Greenville SR22 Insurance?
It’s always a good idea to contact individual insurance companies directly to inquire about their specific offerings. Here are some well-known insurance providers that often offer SR22 insurance:
- State Farm
- GEICO
- Progressive
- Allstate
- Nationwide
- Farmers Insurance
- Liberty Mutual
- The General
- Esurance
- American Family Insurance
Remember that availability and specific coverage options may vary depending on your location and individual circumstances. It’s recommended to reach out to these insurance companies or search for local insurance agents in Greenville who can provide you with accurate and up-to-date information on SR22 insurance policies.
| Company | SR22 Offered |
| Bristol West | yes |
| Geico | yes |
| National General | yes |
| AssuranceAmerica | yes |
| Allstate | unsure |
| Dairyland | yes |
| Farmers | yes |
| State Auto | no |
| Progressive Insurance | Yes |
| USAA | NO |
| The General | yes |
| Travelers | no |
| Nationwide | no |
| State Farm | unsure |
| Liberty Mutual | yes |
| GAINSCO | yes |
| Safeco | no |
| Acceptance RTR | yes |
Why Do I need to Carry Greenville SR22 Insurance?
SR22 insurance is a specific type of car insurance that is required in certain situations. The need for SR22 insurance typically arises when you have been involved in a serious traffic violation or have been convicted of a DUI/DWI (Driving Under the Influence/Driving While Intoxicated) offense.
It’s important to note that SR22 requirements can vary from state to state, so it’s essential to understand the regulations specific to Greenville, South Carolina.
Here are some common reasons why you may need to carry SR22 insurance:
- DUI/DWI Conviction: If you have been convicted of driving under the influence or driving while intoxicated, your driver’s license may be suspended or revoked. To reinstate your driving privileges, the state may require you to carry SR22 insurance as proof of financial responsibility.
- Serious Traffic Violations: Certain serious traffic offenses such as reckless driving, driving without insurance, excessive speeding, or being involved in multiple at-fault accidents may result in the requirement to carry SR22 insurance.
- License Suspension or Revocation: If your driver’s license has been suspended or revoked due to any driving-related offenses, you may need to obtain SR22 insurance to have your license reinstated.
- Uninsured Accidents: If you were involved in an accident while driving without insurance, some states may require you to carry SR22 insurance for a designated period as a condition to reinstate your driving privileges.
The purpose of SR22 insurance is to demonstrate financial responsibility and provide proof to the Department of Motor Vehicles (DMV) or relevant authorities that you have the required minimum liability insurance coverage.
It’s important to comply with the SR22 requirements mandated by your state, as failure to do so could result in further penalties, license suspension, or other legal consequences.
| 1 | Multiple Traffic Offenses |
| 2 | DWI (Driving while intoxicated) |
| 3 | Suspension of license due to child support |
| 4 | Driving while Suspended/revocation |
| 5 | Failure to maintain mandatory insurance coverage required by state law |
| 6 | Too many tickets in short period of time |
| 7 | DUI (Driving under the influence of Drugs or Alcohol) |
| 8 | Previous incarceration |
| 9 | Excessive points violations |
| 10 | At Fault accident with no insurance |
NON-OWNERS GREENVILLE SR22 INSURANCE
Non-owners Greenville SR22 insurance refers to a specific type of SR22 insurance policy designed for individuals who do not own a vehicle but still need to fulfill the SR22 requirement in Greenville, South Carolina.
SR22 insurance is a form of documentation that proves you have the minimum liability insurance coverage required by the state. It is typically required when you have been involved in serious traffic violations, such as DUI/DWI offenses or certain other major driving infractions.
Non-owners SR22 insurance is intended for individuals who don’t own a car but still need to maintain the SR22 filing. This type of policy provides liability coverage when you drive a vehicle that you do not own. It protects you financially in case you cause an accident while driving a borrowed or rented car.
Non-owners SR22 insurance generally includes the following:
- Liability Coverage: This covers the costs associated with bodily injury or property damage you may cause to others in an accident while driving a vehicle that you do not own.
- SR22 Filing: The insurance company will file the SR22 form with the South Carolina Department of Motor Vehicles (DMV) on your behalf, ensuring compliance with the state’s requirements.
It is solely focused on providing liability coverage for damages you may cause to others.
If you find yourself in a situation where you need non-owners SR22 insurance in Greenville, South Carolina, it’s advisable to contact insurance companies or local insurance agents to inquire about specific coverage options and obtain accurate information based on your circumstances and the requirements of the state.
| CARRIERS THAT OFFER NON-OWNERS | RATES MONTHLY |
| Dairyland | $79 |
| Progressive Insurance | $96 |
| The General | $121 |
| Mendota Ins. Company | $136 |
| Bristol West | $158 |
| Geico | $160 |
| State Farm | $205 |
| Acceptance RTR | $238 |
| Allstate | $246 |
OTHER HELPFUL LINKS
| SOUTH CAROLINA SR22 | SIMPSONVILLE SR22 |
| FOUNTAIN INN SRR | FIVE FORKS SR22 |
| PIEDMONT SR22 | EASLEY SR22 |
| SPARTANBURG SR22 | CHARLESTON SR22 |
| COLUMBIA SR22 | MOUNT PLEASANT |
| ROCKHILL SR22 | SUMMERVILLE SR22 |
